Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Card issuer · complaint record

City Credit complaints

Consumers have filed 3 complaints about City Credit since 2023, 2 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report. It is the 32nd most complained-about of 52 credit card companies this year.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
3

Since June 2023

Last 12 months
2

new vs the year before

Answered on time
100%

Industry: 98.7%

Closed with relief
0%

Typical card issuer: 26%

Last 30 days
0

Newest: Jul 2, 2026

Rank
#32 of 52

Most complained-about credit card companies

City Credit complaints by month

The busiest month was June 2023 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.

How City Credit answered all time

  • Closed with explanation3100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What City Credit complaints are about

  • Credit cards133%
  • Credit reporting133%
  • Debt collection133%

Top City Credit problems

Inside "Incorrect information on your report"

  • Information belongs to someone else 1

City Credit compared with other credit card companies

#CompanyScore12 monthsChangeOn timeReliefGrade
1Mercury Financial IntermediateCredit cards54206+42%99.5%7%C
2ExtoCredit cards36201+219%98%0%D
3TomoCreditCredit cards5092-27%97.8%0%C
4ZendableCredit cards5848+300%100%17%C
5FizzCredit cards042+320%59.5%0%F
6Fidem BaltimoreCredit cards4536+260%100%0%D
7Total CardCredit cards4531-30%96.8%0%D
8City CreditCredit cards-2new100%0%-

Compare side by side: City Credit vs Mercury Financial Intermediate · City Credit vs Exto · City Credit vs TomoCredit · City Credit vs Zendable

What people say about City Credit

All experiences

No experiences with City Credit yet. Yours would be the first on the record - and the one the next person reads.

Share yours

Latest City Credit complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jul 2, 2026Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardWAExplainedYes
Jun 18, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseLAExplainedYes
Jun 14, 2023Debt collectionFalse statements or representationTold you not to respond to a lawsuit they filed against youLAExplainedYes

Questions about City Credit

How many complaints does City Credit have?

City Credit has 3 complaints on record since June 2023, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.

Does City Credit respond to complaints?

Yes. City Credit answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with City Credit?
Is City Credit legit?

City Credit is a real company with a public complaint record: consumers have complained about it 3 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is City Credit legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against City Credit?

Complain to City Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most City Credit complaints come from?

Most come from Louisiana (2), Washington (1). Big states file more complaints, so the map shows complaints per 100,000 people.

Talk about City Credit

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience