Card issuer · complaint record
Zendable complaints
Filed under Zendable, Inc.
Consumers have filed 61 complaints about Zendable since 2023, 48 of them in the last 12 months (+300% on the year before). It answered 100% on time and closed 17% with relief for the customer - less often than a typical card issuer. The most common problem is getting a credit card. It is the 22nd most complained-about of 52 credit card companies this year.
Average response record. How it works
- Complaints on record
- 61
- Last 12 months
- 48
- Answered on time
- 100%
- Closed with relief
- 17%
- Last 30 days
- 2
- Rank
- #22 of 52
Since August 2023
+300% vs the year before
Industry: 98.7%
Typical card issuer: 26%
Newest: Oct 29, 2026
Most complained-about credit card companies
Zendable complaints by month
The busiest month was May 2026 (8 complaints). Complaints in the last 12 months are up 300% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Zendable answered last 12 months
- Closed with non-monetary relief714.6%
- Closed with explanation3470.8%
- In progress714.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers13/4017.1% closed with relief
- Complaint trend0/15+300% vs last year
What Zendable complaints are about
Top Zendable problems
Inside "Getting a credit card"
- Card opened without my consent or knowledge 9
- Problem getting a working replacement card 1
Where Zendable complaints come from
Most complaints: California (13), Texas (9), Florida (8), Virginia (5), New Jersey (3).
Zendable compared with other credit card companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Tilt FinanceCredit cards | 53 | 211 | C |
| 2 | Mercury Financial IntermediateCredit cards | 54 | 206 | C |
| 3 | ExtoCredit cards | 36 | 201 | D |
| 4 | TomoCreditCredit cards | 50 | 92 | C |
| 5 | ZendableCredit cards | 58 | 48 | C |
| 6 | FizzCredit cards | 0 | 42 | F |
| 7 | Fidem BaltimoreCredit cards | 45 | 36 | D |
| 8 | Total CardCredit cards | 45 | 31 | D |
Compare side by side: Zendable vs Tilt Finance · Zendable vs Mercury Financial Intermediate · Zendable vs Exto · Zendable vs TomoCredit
What people say about Zendable
All experiencesNo experiences with Zendable yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Zendable complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 29, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 17, 2026 | Credit cards | Problem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statement | In progress |
| Oct 8, 2026 | Credit cards | Closing your accountCan't close your account | In progress |
| Oct 1, 2026 | Credit cards | Getting a credit cardCard opened without my consent or knowledge | Explained |
| Oct 1, 2026 | Credit cards | Problem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statement | In progress |
| Oct 1, 2026 | Credit cards | Problem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statement | In progress |
| Sep 18, 2026 | Credit cards | Getting a credit cardCard opened without my consent or knowledge | In progress |
| Sep 18, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | In progress |
| Sep 8, 2026 | Credit cards | Problem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statement | In progress |
| Sep 4, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Aug 7, 2026 | Credit cards | Getting a credit cardCard opened without my consent or knowledge | Explained |
Questions about Zendable
How many complaints does Zendable have?
Zendable has 61 complaints on record since August 2023, including 48 in the last 12 months and 2 in the last 30 days. That makes it number 684 of every company by complaints this year.
Does Zendable respond to complaints?
Yes. Zendable answered 100% of its complaints on time (within 15 days) and closed 17% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 58/100 (grade C).
What do people complain about most with Zendable?
The most common problems are getting a credit card (10), incorrect information on your report (10), problem with a purchase shown on your statement (7).
Is Zendable legit?
Zendable is a real company with a public complaint record: consumers have complained about it 61 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Zendable legit? for the signals, red flags and how to protect yourself.
Are complaints about Zendable going up or down?
Up. There were 48 complaints in the last 12 months against 12 in the 12 before (+300%). See every month.
How do I file a complaint against Zendable?
Complain to Zendable in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Zendable complaints come from?
Most come from California (13), Texas (9), Florida (8). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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