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Debt collector · complaint record

CJA Auto Sales complaints

Consumers have filed 24 complaints about CJA Auto Sales since 2014, 9 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is managing the loan or lease.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
24

Since November 2014

Last 12 months
9

new vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Sep 24, 2026

Rank
#763 of 1,963

Most complained-about debt collectors

CJA Auto Sales complaints by month

The busiest month was June 2017 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How CJA Auto Sales answered all time

  • Closed with explanation24100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What CJA Auto Sales complaints are about

  • Debt collection1146%
  • Auto loans & leases1250%
  • Credit reporting14%

Top CJA Auto Sales problems

Inside "Managing the loan or lease"

  • Problem with fees charged 2
  • Billing problem 2
  • Problem with the interest rate 1

CJA Auto Sales compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8CJA Auto SalesDebt collection-9new100%0%-

Compare side by side: CJA Auto Sales vs Green Square · CJA Auto Sales vs EMoneyUSA · CJA Auto Sales vs Mullooly Jeffrey Rooney & Flynn · CJA Auto Sales vs Credit World Services

What people say about CJA Auto Sales

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Latest CJA Auto Sales complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Sep 24, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountAZExplainedYes
Aug 30, 2026Auto loans & leasesManaging the loan or leaseBilling problemAZExplainedYes
Aug 25, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtAZExplainedYes
Jul 12, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitAZExplainedYes
Jul 12, 2026Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitAZExplainedYes
Apr 9, 2026Auto loans & leasesManaging the loan or leaseBilling problemAZExplainedYes
Jan 16, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftAZExplainedYes
Jan 2, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Nov 20, 2025Auto loans & leasesManaging the loan or leaseProblem with fees chargedAZExplainedYes
Nov 11, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Sep 26, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZExplainedYes
Sep 4, 2025Auto loans & leasesManaging the loan or leaseProblem with the interest rateAZExplainedYes

Questions about CJA Auto Sales

How many complaints does CJA Auto Sales have?

CJA Auto Sales has 24 complaints on record since November 2014, including 9 in the last 12 months and 0 in the last 30 days. That makes it number 1,516 of every company by complaints this year.

Does CJA Auto Sales respond to complaints?

Yes. CJA Auto Sales answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with CJA Auto Sales?
Is CJA Auto Sales legit?

CJA Auto Sales is a real company with a public complaint record: consumers have complained about it 24 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is CJA Auto Sales legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against CJA Auto Sales?

Complain to CJA Auto Sales in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most CJA Auto Sales complaints come from?

Most come from Arizona (22), Illinois (1), Nevada (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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