Credit reporting
Cottonwood Financial credit reporting complaints
Consumers have filed 20 complaints about Cottonwood Financial's credit reporting. See the whole Cottonwood Financial record.
Cottonwood Financial against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Cottonwood Financial | 0 | - | - |
Latest Cottonwood Financial credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 27, 2023 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 25, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 26, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 20, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 19, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 15, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 7, 2023 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Mar 28, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 7, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 3, 2023 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Oct 27, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 12, 2022 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| May 9, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 25, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Aug 5, 2021 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Mar 10, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Oct 10, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 12, 2019 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 11, 2018 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Sep 14, 2017 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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