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Debt collection

Denefits debt collection complaints

Consumers have filed 118 complaints about Denefits's debt collection, 43 in the last 12 months (+43%). Denefits answered 100% on time and closed 5% with relief. See the whole Denefits record.

Denefits against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Denefits43+43%100%5%118

Every debt collector ranked

Latest Denefits debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Apr 15, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftNCExplainedYes
Apr 3, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingMOExplainedNo
Mar 25, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountPAExplainedYes
Mar 24, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountALExplainedYes
Mar 23, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountNJExplainedYes
Mar 15, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jan 29, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Jan 29, 2025Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtGAExplainedYes
Jan 22, 2025Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingMNExplainedYes
Jan 22, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingNYExplainedYes
Dec 26, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursMIExplainedYes
Dec 3, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftMIExplainedYes
Nov 16, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Nov 12, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Oct 27, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOHExplainedYes
Oct 22, 2024Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingCTExplainedYes
Oct 20, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMDExplainedYes
Oct 9, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftVAExplainedYes
Oct 7, 2024Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingFLExplainedNo
Sep 16, 2024Debt collectionElectronic communicationsContacted before 8am or after 9pmTXExplainedYes
Sep 6, 2024Debt collectionElectronic communicationsYou told them to stop contacting you, but they keep tryingFLExplainedYes
Aug 28, 2024Debt collectionAttempts to collect debt not owedDebt was paidMOExplainedYes
Aug 19, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedFLExplainedYes
Jul 1, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeOHExplainedYes
Jun 28, 2024Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedWAExplainedYes
Jun 21, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOKExplainedYes
Jun 15, 2024Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languageMAExplainedYes
May 30, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
May 29, 2024Debt collectionCommunication tacticsCalled before 8am or after 9pmTXExplainedNo
Mar 26, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedWIExplainedNo

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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