Credit reporting
Discover credit reporting complaints
Consumers have filed 14,227 complaints about Discover's credit reporting, 1,021 in the last 12 months (-74%). Discover answered 100% on time and closed 17% with relief. See the whole Discover record.
Discover against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Discover | 1,021 | 100% | 17% |
Latest Discover credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 4, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 4, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 4, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 4, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 4, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 4, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 4, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 3, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 3, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 3, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 3, 2026 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Mar 3, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 3, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 3, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 3, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 3, 2026 | Credit reporting | Problem with a company's investigation into an existing issueInvestigation took more than 30 days | Explained |
| Mar 3, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 2, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 2, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 2, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Mar 2, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 2, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Mar 1, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection service | Explained |
| Mar 1, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 1, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 1, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 28, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 27, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 27, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Discover
No comments yet. Start the conversation - questions are welcome too.