Payday & personal loans
Elective Group USA payday & personal loans complaints
Consumers have filed 3 complaints about Elective Group USA's payday & personal loans, 3 in the last 12 months. Elective Group USA answered 100% on time and closed 33% with relief. See the whole Elective Group USA record.
Elective Group USA against other personal & payday lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Affirm | 2,316 | 100% | 0% |
| 2 | Paramount GR | 904 | 99.8% | 0% |
| 3 | OneMain Financial | 765 | 100% | 7% |
| 4 | Klarna | 652 | 94% | 13% |
| 5 | Block (Cash App) | 447 | 96.2% | 2% |
| 6 | Enova (CashNetUSA, NetCredit) | 434 | 100% | 0% |
| 7 | CCF Intermediate | 388 | 99.7% | 8% |
| 8 | Upgrade | 291 | 100% | 2% |
| 9 | Upstart | 276 | 99.6% | 2% |
| 10 | SoFi | 276 | 100% | 10% |
| 11 | Truist | 274 | 99.6% | 11% |
| 12 | Uprova Credit | 257 | 100% | 0% |
| 13 | Elective Group USA | 3 | 100% | 33% |
Latest Elective Group USA payday & personal loans complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 20, 2026 | Payday & personal loans | Problem when making payments | Explained |
| May 26, 2026 | Payday & personal loans | Getting the loan | Money back |
| Mar 9, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
Your rights with personal & payday lenders
You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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