Lender · complaint record
Elective Group USA complaints
Filed under Elective Group USA Inc.
Consumers have filed 4 complaints about Elective Group USA since 2025, 3 of them in the last 12 months. It answered 100% on time and closed 33% with relief for the customer. The most common problem is problem when making payments.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 4
- Last 12 months
- 3
- Answered on time
- 100%
- Closed with relief
- 33%
- Last 30 days
- 0
- Rank
- #150 of 272
Since November 2025
new vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Jul 20, 2026
Most complained-about personal & payday lenders
Elective Group USA complaints by month
The busiest month was November 2025 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Elective Group USA answered all time
- Closed with monetary relief125%
- Closed with explanation375%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Elective Group USA complaints are about
Top Elective Group USA problems
Where Elective Group USA complaints come from
Most complaints: Indiana (1), New York (1), Pennsylvania (1), Florida (1).
Elective Group USA compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | Elective Group USAPayday & personal loans | - | 3 | - |
Compare side by side: Elective Group USA vs SoLo Funds · Elective Group USA vs AAA Auto Title Loans · Elective Group USA vs Powerpay · Elective Group USA vs AmeriCash
What people say about Elective Group USA
All experiencesNo experiences with Elective Group USA yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Elective Group USA complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 20, 2026 | Payday & personal loans | Problem when making payments | Explained |
| May 26, 2026 | Payday & personal loans | Getting the loan | Money back |
| Mar 9, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Nov 7, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Questions about Elective Group USA
How many complaints does Elective Group USA have?
Elective Group USA has 4 complaints on record since November 2025, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.
Does Elective Group USA respond to complaints?
Yes. Elective Group USA answered 100% of its complaints on time (within 15 days) and closed 33% with relief - money back or a fix; 33.3% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Elective Group USA?
The most common problems are problem when making payments (1), charged fees or interest you didn't expect (1), getting the loan (1).
Is Elective Group USA legit?
Elective Group USA is a real company with a public complaint record: consumers have complained about it 4 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Elective Group USA legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Elective Group USA?
Complain to Elective Group USA in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Elective Group USA complaints come from?
Most come from Indiana (1), New York (1), Pennsylvania (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Elective Group USA
No comments yet. Start the conversation - questions are welcome too.