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Debt collector · complaint record

Emerald Coast Collections complaints

Consumers have filed 8 complaints about Emerald Coast Collections since 2016, none in the last 12 months. It answered 50% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
8

Since December 2016

Last 12 months
0

new vs the year before

Answered on time
50%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Jan 26, 2022

Rank
-

Emerald Coast Collections complaints by month

The busiest month was October 2018 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Emerald Coast Collections answered all time

  • Closed with explanation8100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

Top Emerald Coast Collections problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 3

Emerald Coast Collections compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Emerald Coast CollectionsDebt collection-0new50%0%-

Compare side by side: Emerald Coast Collections vs Green Square · Emerald Coast Collections vs EMoneyUSA · Emerald Coast Collections vs Mullooly Jeffrey Rooney & Flynn · Emerald Coast Collections vs Credit World Services

What people say about Emerald Coast Collections

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Latest Emerald Coast Collections complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jan 26, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursVAExplainedNo
Oct 8, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtILExplainedYes
Aug 7, 2019Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedNo
May 16, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Oct 29, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Oct 29, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jul 19, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedNo
Dec 16, 2016Debt collectionCont'd attempts collect debt not owedDebt is not mineFLExplainedNo

Questions about Emerald Coast Collections

How many complaints does Emerald Coast Collections have?

Emerald Coast Collections has 8 complaints on record since December 2016, including 0 in the last 12 months and 0 in the last 30 days.

Does Emerald Coast Collections respond to complaints?

Yes. Emerald Coast Collections answered 50% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Emerald Coast Collections?
Is Emerald Coast Collections legit?

Emerald Coast Collections is a real company with a public complaint record: consumers have complained about it 8 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Emerald Coast Collections legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Emerald Coast Collections?

Complain to Emerald Coast Collections in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Emerald Coast Collections complaints come from?

Most come from Florida (6), Illinois (1), Virginia (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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