Credit reporting
ERC credit reporting complaints
Consumers have filed 1,797 complaints about ERC's credit reporting. See the whole ERC record.
ERC against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | ERC (Enhanced Recovery Company) | 0 | - | - |
Latest ERC credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 24, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 23, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 18, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Aug 18, 2022 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Aug 17, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 17, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 14, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 14, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Aug 13, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Aug 11, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 9, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 6, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 6, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 6, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 5, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 4, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 2, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 2, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 31, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 29, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 29, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 28, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 25, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 25, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 24, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 19, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 18, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 14, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 12, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 12, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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