Credit reporting
ERC credit reporting complaints
Consumers have filed 1,797 complaints about ERC's credit reporting. See the whole ERC record.
ERC against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | ERC (Enhanced Recovery Company) | 0 | - | - |
Latest ERC credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 11, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Nov 20, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 17, 2023 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Nov 15, 2023 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Nov 9, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 8, 2023 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Nov 6, 2023 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Nov 3, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 3, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 23, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 20, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 18, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 13, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 12, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 10, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 10, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 9, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 4, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 4, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 4, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 4, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 27, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 25, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 21, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 21, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 19, 2023 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Sep 17, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 15, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 13, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 12, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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