Credit reporting
ERC credit reporting complaints
Consumers have filed 1,797 complaints about ERC's credit reporting. See the whole ERC record.
ERC against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | ERC (Enhanced Recovery Company) | 0 | - | - |
Latest ERC credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 4, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 4, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 4, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 3, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 28, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 28, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 27, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 23, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 23, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 19, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 19, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 18, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 17, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 17, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 16, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 14, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 14, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 14, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 9, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 8, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 7, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Sep 6, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 5, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 5, 2022 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Sep 2, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 31, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 31, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 31, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 29, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 25, 2022 | Credit reporting | Credit monitoring or identity theft protection servicesDidn't receive services that were advertised | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about ERC
No comments yet. Start the conversation - questions are welcome too.