Credit reporting
ERC credit reporting complaints
Consumers have filed 1,797 complaints about ERC's credit reporting. See the whole ERC record.
ERC against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | ERC (Enhanced Recovery Company) | 0 | - | - |
Latest ERC credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 7, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 7, 2023 | Credit reporting | Identity theft protection or other monitoring servicesBilling dispute for services | Explained |
| Sep 5, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 3, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 31, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 30, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 29, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 25, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 24, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 24, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 23, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 22, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 22, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 21, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 19, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 16, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 15, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 14, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 13, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 11, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 8, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 5, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 4, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 4, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 1, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Jul 31, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 28, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 27, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 24, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Jul 23, 2023 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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