Credit reporting
ERC credit reporting complaints
Consumers have filed 1,797 complaints about ERC's credit reporting. See the whole ERC record.
ERC against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | ERC (Enhanced Recovery Company) | 0 | - | - |
Latest ERC credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 6, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 6, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 6, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 4, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 3, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 2, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 30, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 28, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 25, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 24, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 24, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 23, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 21, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 19, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 17, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 16, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 15, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 14, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 13, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 12, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Apr 12, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 11, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 10, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 9, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 8, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 6, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Apr 6, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 31, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 31, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 30, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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