Credit reporting
ERC credit reporting complaints
Consumers have filed 1,797 complaints about ERC's credit reporting. See the whole ERC record.
ERC against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | ERC (Enhanced Recovery Company) | 0 | - | - |
Latest ERC credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 30, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 30, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 29, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 25, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 24, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 23, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 23, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 22, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 22, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 21, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 20, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 19, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 15, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 15, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 15, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 14, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 13, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 13, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 12, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 12, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 11, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 10, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 10, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 9, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 7, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 7, 2023 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Mar 7, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 6, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 4, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 3, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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