Debt collection
ERC debt collection complaints
Consumers have filed 10,563 complaints about ERC's debt collection. See the whole ERC record.
ERC against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | ERC (Enhanced Recovery Company) | 0 | - | - |
Latest ERC debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 4, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 3, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 3, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 3, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 2, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 2, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 2, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 2, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 2, 2023 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| May 1, 2023 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| May 1, 2023 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| May 1, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 29, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 29, 2023 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Apr 29, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 28, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 28, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 27, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 27, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 27, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 26, 2023 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Apr 26, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 25, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 25, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 25, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 25, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 25, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 25, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 24, 2023 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 24, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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