Credit reporting
Essential Lending credit reporting complaints
Consumers have filed 87 complaints about Essential Lending's credit reporting, 38 in the last 12 months (+81%). Essential Lending answered 34.2% on time and closed 0% with relief. See the whole Essential Lending record.
Essential Lending against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Essential Lending | 38 | 34.2% | 0% |
Latest Essential Lending credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 13, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 13, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 19, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 17, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 13, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 23, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jul 5, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 30, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 28, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 23, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesDidn't receive services that were advertised | Explained |
| Jun 18, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 11, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 28, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 24, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| May 21, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 29, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 19, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 11, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Apr 10, 2026 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Apr 7, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 2, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 1, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 31, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 24, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Mar 21, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 11, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 8, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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