Credit reporting
Essential Lending credit reporting complaints
Consumers have filed 87 complaints about Essential Lending's credit reporting, 38 in the last 12 months (+81%). Essential Lending answered 34.2% on time and closed 0% with relief. See the whole Essential Lending record.
Essential Lending against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Essential Lending | 38 | 34.2% | 0% |
Latest Essential Lending credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 1, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Feb 18, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 13, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 18, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 2, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 2, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 17, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Dec 9, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 5, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 15, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 22, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 17, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 12, 2025 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Sep 12, 2025 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Sep 6, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 6, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 26, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 18, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 24, 2025 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jul 13, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 9, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 8, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 1, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 29, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 4, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 8, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 26, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 23, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 18, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 7, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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