Credit reporting
Essential Lending credit reporting complaints
Consumers have filed 87 complaints about Essential Lending's credit reporting, 38 in the last 12 months (+81%). Essential Lending answered 34.2% on time and closed 0% with relief. See the whole Essential Lending record.
Essential Lending against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Essential Lending | 38 | 34.2% | 0% |
Latest Essential Lending credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 29, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 11, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 19, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 10, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 28, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 27, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 2, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 18, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 8, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 27, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 6, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Mar 30, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 4, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 25, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 23, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 1, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 12, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 9, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 10, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 24, 2021 | Credit reporting | Problem with a company's investigation into an existing issueTheir investigation did not fix an error on your report | Explained |
| Sep 15, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 18, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jul 12, 2021 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 7, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Sep 1, 2020 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Oct 30, 2017 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Sep 13, 2017 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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