Payday & personal loans
Excel Finance payday & personal loans complaints
Consumers have filed 7 complaints about Excel Finance's payday & personal loans. See the whole Excel Finance record.
Excel Finance against other personal & payday lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Affirm | 2,316 | 100% | 0% |
| 2 | Paramount GR | 904 | 99.8% | 0% |
| 3 | OneMain Financial | 765 | 100% | 7% |
| 4 | Klarna | 652 | 94% | 13% |
| 5 | Block (Cash App) | 447 | 96.2% | 2% |
| 6 | Enova (CashNetUSA, NetCredit) | 434 | 100% | 0% |
| 7 | CCF Intermediate | 388 | 99.7% | 8% |
| 8 | Upgrade | 291 | 100% | 2% |
| 9 | Upstart | 276 | 99.6% | 2% |
| 10 | SoFi | 276 | 100% | 10% |
| 11 | Truist | 274 | 99.6% | 11% |
| 12 | Uprova Credit | 257 | 100% | 0% |
| 13 | Excel Finance | 0 | - | - |
Latest Excel Finance payday & personal loans complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 23, 2024 | Payday & personal loans | Problem with additional add-on products or services | Money back |
| Dec 19, 2019 | Payday & personal loans | Struggling to pay your loan | Explained |
| Jul 12, 2019 | Payday & personal loans | Getting the loan | Explained |
| Jul 6, 2019 | Payday & personal loans | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 11, 2019 | Payday & personal loans | Problem when making payments | Explained |
| Jan 15, 2019 | Payday & personal loans | Problem when making payments | Explained |
| Feb 15, 2018 | Payday & personal loans | Problem when making payments | Explained |
Your rights with personal & payday lenders
You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.
Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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