FactorTrust against other credit bureaus & report companies
| # | Company | 12 months | Change | On time | Relief | All time |
|---|
| 1 | TransUnion | 2,331,811 | +58% | 100% | 41% | 5,233,338 |
| 2 | Experian | 2,053,038 | +58% | 99.9% | 13% | 4,685,519 |
| 3 | Equifax | 2,003,445 | +31% | 99.9% | 40% | 5,012,726 |
| 4 | LexisNexis | 36,424 | +107% | 99.4% | 25% | 73,974 |
| 5 | CBC Companies | 22,776 | -22% | 100% | 53% | 60,544 |
| 6 | Capital One | 10,567 | -3% | 100% | 15% | 54,153 |
| 7 | FIS (Fidelity National Information Services) | 6,930 | +40% | 100% | 0% | 18,768 |
| 8 | Resurgent Capital Services | 5,816 | +3% | 99.9% | 21% | 18,732 |
| 9 | Early Warning Services (Zelle) | 4,540 | +23% | 100% | 0% | 12,728 |
| 10 | CL Holdings | 4,485 | +38% | 100% | 45% | 10,946 |
| 11 | Citibank | 4,468 | -7% | 100% | 48% | 22,299 |
| 12 | Bank of America | 4,455 | +8% | 99.4% | 13% | 20,084 |
| 13 | FactorTrust | 0 | -100% | - | - | 1,901 |
Every credit bureau ranked
Latest FactorTrust credit reporting complaints
| Received | About | Issue | State | Answer | On time |
|---|
| Feb 26, 2025 | Credit reporting | Problem with fraud alerts or security freezes | PA | Explained | Yes |
| Feb 26, 2025 | Credit reporting | Problem with fraud alerts or security freezes | GA | Explained | Yes |
| Feb 26, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | CA | Explained | Yes |
| Feb 26, 2025 | Credit reporting | Incorrect information on your reportPersonal information incorrect | IN | Explained | Yes |
| Feb 23, 2025 | Credit reporting | Problem with fraud alerts or security freezes | OK | Explained | Yes |
| Feb 23, 2025 | Credit reporting | Problem with fraud alerts or security freezes | FL | Explained | Yes |
| Feb 23, 2025 | Credit reporting | Problem with fraud alerts or security freezes | FL | Explained | Yes |
| Feb 21, 2025 | Credit reporting | Unable to get your credit report or credit scoreProblem getting your free annual credit report | TX | Explained | Yes |
| Feb 20, 2025 | Credit reporting | Problem with fraud alerts or security freezes | GA | Explained | Yes |
| Feb 20, 2025 | Credit reporting | Problem with fraud alerts or security freezes | FL | Explained | Yes |
| Feb 20, 2025 | Credit reporting | Problem with fraud alerts or security freezes | GA | Explained | Yes |
| Feb 20, 2025 | Credit reporting | Problem with fraud alerts or security freezes | GA | Explained | Yes |
| Feb 17, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | MI | Explained | Yes |
| Feb 17, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | TN | Explained | Yes |
| Feb 17, 2025 | Credit reporting | Problem with fraud alerts or security freezes | NC | Explained | Yes |
| Feb 17, 2025 | Credit reporting | Incorrect information on your reportPersonal information incorrect | AZ | Explained | Yes |
| Feb 17, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | GA | Explained | Yes |
| Feb 16, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | SC | Explained | Yes |
| Feb 16, 2025 | Credit reporting | Credit monitoring or identity theft protection servicesProblem with product or service terms changing | CT | Explained | Yes |
| Feb 15, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | FL | Explained | Yes |
| Feb 14, 2025 | Credit reporting | Unable to get your credit report or credit scoreProblem getting your free annual credit report | GA | Explained | Yes |
| Feb 14, 2025 | Credit reporting | Problem with fraud alerts or security freezes | FL | Explained | Yes |
| Feb 13, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | FL | Explained | Yes |
| Feb 13, 2025 | Credit reporting | Problem with fraud alerts or security freezes | NY | Explained | Yes |
| Feb 13, 2025 | Credit reporting | Problem with fraud alerts or security freezes | NC | Explained | Yes |
| Feb 13, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | PA | Explained | Yes |
| Feb 12, 2025 | Credit reporting | Problem with fraud alerts or security freezes | MD | Explained | Yes |
| Feb 12, 2025 | Credit reporting | Incorrect information on your reportInformation that should be on the report is missing | CA | Explained | Yes |
| Feb 12, 2025 | Credit reporting | Incorrect information on your reportPersonal information incorrect | MS | Explained | Yes |
| Feb 12, 2025 | Credit reporting | Incorrect information on your reportInformation that should be on the report is missing | CA | Explained | Yes |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
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