FactorTrust against other credit bureaus & report companies
| # | Company | 12 months | Change | On time | Relief | All time |
|---|
| 1 | TransUnion | 2,331,811 | +58% | 100% | 41% | 5,233,338 |
| 2 | Experian | 2,053,038 | +58% | 99.9% | 13% | 4,685,519 |
| 3 | Equifax | 2,003,445 | +31% | 99.9% | 40% | 5,012,726 |
| 4 | LexisNexis | 36,424 | +107% | 99.4% | 25% | 73,974 |
| 5 | CBC Companies | 22,776 | -22% | 100% | 53% | 60,544 |
| 6 | Capital One | 10,567 | -3% | 100% | 15% | 54,153 |
| 7 | FIS (Fidelity National Information Services) | 6,930 | +40% | 100% | 0% | 18,768 |
| 8 | Resurgent Capital Services | 5,816 | +3% | 99.9% | 21% | 18,732 |
| 9 | Early Warning Services (Zelle) | 4,540 | +23% | 100% | 0% | 12,728 |
| 10 | CL Holdings | 4,485 | +38% | 100% | 45% | 10,946 |
| 11 | Citibank | 4,468 | -7% | 100% | 48% | 22,299 |
| 12 | Bank of America | 4,455 | +8% | 99.4% | 13% | 20,084 |
| 13 | FactorTrust | 0 | -100% | - | - | 1,901 |
Every credit bureau ranked
Latest FactorTrust credit reporting complaints
| Received | About | Issue | State | Answer | On time |
|---|
| Apr 5, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | MS | Explained | Yes |
| Apr 4, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | FL | Explained | Yes |
| Apr 1, 2025 | Credit reporting | Incorrect information on your reportPersonal information incorrect | LA | Explained | Yes |
| Apr 1, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | LA | Explained | Yes |
| Mar 31, 2025 | Credit reporting | Problem with fraud alerts or security freezes | TX | Explained | Yes |
| Mar 31, 2025 | Credit reporting | Problem with fraud alerts or security freezes | NJ | Explained | Yes |
| Mar 31, 2025 | Credit reporting | Problem with fraud alerts or security freezes | FL | Explained | Yes |
| Mar 30, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | GA | Explained | Yes |
| Mar 30, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | FL | Explained | Yes |
| Mar 29, 2025 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | MA | Explained | Yes |
| Mar 27, 2025 | Credit reporting | Problem with fraud alerts or security freezes | FL | Explained | Yes |
| Mar 27, 2025 | Credit reporting | Problem with fraud alerts or security freezes | TX | Explained | Yes |
| Mar 27, 2025 | Credit reporting | Problem with fraud alerts or security freezes | TX | Explained | Yes |
| Mar 27, 2025 | Credit reporting | Problem with fraud alerts or security freezes | PR | Explained | Yes |
| Mar 27, 2025 | Credit reporting | Problem with fraud alerts or security freezes | TX | Explained | Yes |
| Mar 27, 2025 | Credit reporting | Problem with fraud alerts or security freezes | FL | Explained | Yes |
| Mar 26, 2025 | Credit reporting | Problem with fraud alerts or security freezes | NC | Explained | Yes |
| Mar 26, 2025 | Credit reporting | Problem with fraud alerts or security freezes | AZ | Explained | Yes |
| Mar 24, 2025 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | OK | Explained | Yes |
| Mar 24, 2025 | Credit reporting | Problem with fraud alerts or security freezes | TX | Explained | Yes |
| Mar 21, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | SC | Explained | Yes |
| Mar 21, 2025 | Credit reporting | Problem with fraud alerts or security freezes | GA | Explained | Yes |
| Mar 20, 2025 | Credit reporting | Problem with fraud alerts or security freezes | TX | Explained | Yes |
| Mar 20, 2025 | Credit reporting | Problem with fraud alerts or security freezes | FL | Explained | Yes |
| Mar 20, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | GA | Explained | Yes |
| Mar 20, 2025 | Credit reporting | Problem with fraud alerts or security freezes | CA | Explained | Yes |
| Mar 20, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | TX | Explained | Yes |
| Mar 19, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | CA | Explained | Yes |
| Mar 19, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | CA | Explained | Yes |
| Mar 18, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | MO | Explained | Yes |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
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