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Debt collection

Fair Collections & Outsourcing debt collection complaints

Consumers have filed 5,307 complaints about Fair Collections & Outsourcing's debt collection, 1,445 in the last 12 months (+18%). Fair Collections & Outsourcing answered 99.2% on time and closed 0% with relief. See the whole Fair Collections & Outsourcing record.

Fair Collections & Outsourcing against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Fair Collections & Outsourcing1,445+18%99.2%0%5,307

Every debt collector ranked

Latest Fair Collections & Outsourcing debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Nov 5, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Nov 4, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Nov 3, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Nov 3, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMOExplainedYes
Nov 3, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Nov 2, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursKYExplainedYes
Nov 2, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Nov 1, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedILExplainedYes
Oct 31, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Oct 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursARExplainedYes
Oct 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Oct 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
Oct 30, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtLAIn progressYes
Oct 29, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Oct 29, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftMEExplainedYes
Oct 29, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeCAExplainedYes
Oct 29, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNVIn progressYes
Oct 29, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Oct 28, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursWIExplainedYes
Oct 28, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMAIn progressYes
Oct 28, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Oct 28, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMIIn progressYes
Oct 28, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeFLExplainedYes
Oct 28, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtWAIn progressYes
Oct 28, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMDIn progressYes
Oct 28, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountILIn progressYes
Oct 28, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountINExplainedYes
Oct 27, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMAIn progressYes
Oct 27, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCIn progressYes
Oct 26, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeCOExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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