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Debt collection

FCI Lender Services debt collection complaints

Consumers have filed 65 complaints about FCI Lender Services's debt collection, 4 in the last 12 months. FCI Lender Services answered 100% on time and closed 0% with relief. See the whole FCI Lender Services record.

FCI Lender Services against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13FCI Lender Services4new100%0%65

Every debt collector ranked

Latest FCI Lender Services debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 7, 2021Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
May 12, 2021Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyILExplainedYes
Apr 15, 2021Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyMAExplainedYes
Feb 18, 2021Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyFLExplainedYes
Feb 5, 2021Debt collectionAttempts to collect debt not owedDebt was paidVAExplainedYes
Sep 29, 2020Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCAExplainedYes
Sep 7, 2020Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedMDExplainedYes
Jun 28, 2020Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyNYExplainedYes
Feb 7, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Jan 28, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jan 2, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Oct 16, 2019Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyLAExplainedYes
Jul 10, 2019Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedGAExplainedYes
Jul 8, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Jun 3, 2019Debt collectionWritten notification about debtDidn't receive notice of right to disputeDCExplainedYes
May 1, 2019Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
Apr 22, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Feb 1, 2019Debt collectionFalse statements or representationAttempted to collect wrong amountNYExplainedYes
Oct 30, 2018Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedCAExplainedYes
Oct 24, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountILExplainedYes
Oct 15, 2018Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedCAExplainedYes
Oct 5, 2018Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedCAExplainedYes
Oct 2, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAExplainedYes
Sep 2, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Mar 29, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Dec 6, 2017Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyMIExplainedYes
Nov 29, 2017Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Nov 7, 2017Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedNVExplainedYes
Sep 5, 2017Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedCAExplainedYes
Jul 10, 2017Debt collectionWritten notification about debtDidn't receive enough information to verify debtMDExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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