Debt collection
Financial Recovery Services debt collection complaints
Consumers have filed 403 complaints about Financial Recovery Services's debt collection, 47 in the last 12 months (-32%). Financial Recovery Services answered 100% on time and closed 0% with relief. See the whole Financial Recovery Services record.
Financial Recovery Services against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Financial Recovery Services | 47 | 100% | 0% |
Latest Financial Recovery Services debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 9, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 2, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 1, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 19, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 31, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 23, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 20, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 9, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 1, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 17, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 11, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 8, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 8, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 26, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 21, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 11, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 4, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 24, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 23, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 15, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 4, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 31, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 19, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 19, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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