Debt collector · complaint record
Financial Recovery Services complaints
Filed under Financial Recovery Services, Inc.
Consumers have filed 453 complaints about Financial Recovery Services since 2013, 61 of them in the last 12 months (-21% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is written notification about debt.
Average response record. How it works
- Complaints on record
- 453
- Last 12 months
- 61
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #282 of 1,963
Since July 2013
-21% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 20, 2026
Most complained-about debt collectors
Financial Recovery Services complaints by month
The busiest month was January 2025 (13 complaints). Complaints in the last 12 months are down 21% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Financial Recovery Services answered last 12 months
- Closed with explanation61100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend15/15-21% vs last year
What Financial Recovery Services complaints are about
Top Financial Recovery Services problems last 12 months
Inside "Written notification about debt"
- Didn't receive enough information to verify debt 68
- Didn't receive notice of right to dispute 13
- Notification didn't disclose it was an attempt to collect a debt 1
Where Financial Recovery Services complaints come from
Most complaints: Florida (58), New York (50), California (41), Texas (30), Georgia (29).
Financial Recovery Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Mid-South AdjustmentDebt collection | 46 | 62 | D |
| 2 | Messerli & Kramer P.ADebt collection | 47 | 62 | D |
| 3 | PalmarDebt collection | 0 | 62 | F |
| 4 | Mutual Management ServicesDebt collection | 50 | 62 | C |
| 5 | VericheckDebt collection | 10 | 61 | F |
| 6 | Financial Recovery ServicesDebt collection | 60 | 61 | C |
| 7 | First Financial ResourcesDebt collection | 44 | 60 | D |
| 8 | CeannateDebt collection | 55 | 60 | C |
Compare side by side: Financial Recovery Services vs Mid-South Adjustment · Financial Recovery Services vs Messerli & Kramer P.A · Financial Recovery Services vs Palmar · Financial Recovery Services vs Mutual Management Services
What people say about Financial Recovery Services
All experiencesNo experiences with Financial Recovery Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Financial Recovery Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 20, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 14, 2026 | Credit cards | Problem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statement | Explained |
| Sep 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 20, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Sep 9, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 2, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 1, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 19, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 14, 2026 | Credit cards | Struggling to pay your billCredit card company won't work with you while you're going through financial hardship | Explained |
| Aug 1, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Questions about Financial Recovery Services
How many complaints does Financial Recovery Services have?
Financial Recovery Services has 453 complaints on record since July 2013, including 61 in the last 12 months and 1 in the last 30 days. That makes it number 613 of every company by complaints this year.
Does Financial Recovery Services respond to complaints?
Yes. Financial Recovery Services answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 60/100 (grade C).
What do people complain about most with Financial Recovery Services?
The most common problems are written notification about debt (82), attempts to collect debt not owed (150), incorrect information on your report (23).
Is Financial Recovery Services legit?
Financial Recovery Services is a real company with a public complaint record: consumers have complained about it 453 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Financial Recovery Services legit? for the signals, red flags and how to protect yourself.
Are complaints about Financial Recovery Services going up or down?
Down. There were 61 complaints in the last 12 months against 77 in the 12 before (-21%). See every month.
How do I file a complaint against Financial Recovery Services?
Complain to Financial Recovery Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Financial Recovery Services complaints come from?
Most come from Florida (58), New York (50), California (41). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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