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Debt collection

First Data debt collection complaints

Consumers have filed 502 complaints about First Data's debt collection. See the whole First Data record.

First Data against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13First Data0new--502

Every debt collector ranked

Latest First Data debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Dec 18, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineCOExplainedYes
Dec 17, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineFLExplainedNo
Dec 4, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineNYExplainedYes
Dec 3, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineCAExplainedYes
Dec 1, 2014Debt collectionDisclosure verification of debtNot given enough info to verify debtFLExplainedYes
Nov 29, 2014Debt collectionFalse statements or representationAttempted to collect wrong amountMOExplainedYes
Nov 24, 2014Debt collectionImproper contact or sharing of infoTalked to a third party about my debtTXExplainedYes
Nov 20, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineNYExplainedYes
Nov 18, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineWAFixedYes
Nov 14, 2014Debt collectionCommunication tacticsFrequent or repeated calls-ExplainedYes
Oct 30, 2014Debt collectionCont'd attempts collect debt not owedDebt was paidKYExplainedYes
Oct 30, 2014Debt collectionCont'd attempts collect debt not owedDebt was paidCAFixedYes
Oct 28, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineNCFixedYes
Oct 26, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineCAExplainedYes
Oct 23, 2014Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftMIExplainedYes
Oct 20, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineCAExplainedYes
Oct 20, 2014Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Oct 15, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineVAExplainedYes
Oct 10, 2014Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftPAExplainedYes
Sep 30, 2014Debt collectionTaking/threatening an illegal actionSeized/Attempted to seize propertyOKExplainedYes
Sep 29, 2014Debt collectionFalse statements or representationAttempted to collect wrong amountNYExplainedYes
Sep 22, 2014Debt collectionFalse statements or representationIndicated committed crime not payingRIExplainedYes
Sep 22, 2014Debt collectionCommunication tacticsCalled outside of 8am-9pmORExplainedYes
Sep 19, 2014Debt collectionCont'd attempts collect debt not owedDebt was paidCAExplainedYes
Sep 19, 2014Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedYes
Sep 15, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineILExplainedYes
Sep 12, 2014Debt collectionDisclosure verification of debtNot disclosed as an attempt to collectMIExplainedYes
Sep 10, 2014Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Sep 5, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineINExplainedYes
Aug 26, 2014Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftILExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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