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Debt collection

First Data debt collection complaints

Consumers have filed 502 complaints about First Data's debt collection. See the whole First Data record.

First Data against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13First Data0new--502

Every debt collector ranked

Latest First Data debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Jan 22, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursVAFixedYes
Jan 19, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtOKFixedYes
Jan 17, 2018Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Jan 12, 2018Debt collectionAttempts to collect debt not owedDebt was result of identity theftWAExplainedYes
Jan 10, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtMSExplainedYes
Jan 10, 2018Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAFixedYes
Jan 7, 2018Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Jan 3, 2018Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAFixedYes
Dec 21, 2017Debt collectionAttempts to collect debt not owedDebt was result of identity theftWAFixedYes
Dec 21, 2017Debt collectionAttempts to collect debt not owedDebt was result of identity theftWAFixedYes
Dec 14, 2017Debt collectionWritten notification about debtDidn't receive enough information to verify debtMSMoney backYes
Dec 6, 2017Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLFixedYes
Nov 28, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Nov 27, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursILExplainedYes
Nov 27, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursILFixedYes
Nov 24, 2017Debt collectionWritten notification about debtDidn't receive notice of right to disputeILExplainedYes
Nov 18, 2017Debt collectionCommunication tacticsFrequent or repeated callsNYMoney backYes
Nov 13, 2017Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedUTExplainedYes
Oct 26, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursAZExplainedYes
Oct 23, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Oct 23, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Oct 23, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Oct 16, 2017Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Oct 15, 2017Debt collectionAttempts to collect debt not owedDebt was result of identity theftOKExplainedYes
Oct 15, 2017Debt collectionAttempts to collect debt not owedDebt was result of identity theftOKExplainedYes
Oct 3, 2017Debt collectionWritten notification about debtDidn't receive enough information to verify debtAZFixedYes
Sep 20, 2017Debt collectionAttempts to collect debt not owedDebt was paidCOExplainedYes
Sep 20, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Sep 12, 2017Debt collectionWritten notification about debtDidn't receive enough information to verify debtVAExplainedYes
Sep 4, 2017Debt collectionAttempts to collect debt not owedDebt was paidWAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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