Debt collection
First Horizon Bank debt collection complaints
Consumers have filed 42 complaints about First Horizon Bank's debt collection, 7 in the last 12 months. First Horizon Bank answered 100% on time and closed 0% with relief. See the whole First Horizon Bank record.
First Horizon Bank against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | First Horizon Bank | 7 | 100% | 0% |
Latest First Horizon Bank debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 17, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 26, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 14, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 25, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 18, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 5, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 26, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Nov 3, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 7, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 31, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 26, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 13, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 26, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 3, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 28, 2022 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Dec 27, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 15, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 5, 2021 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Sep 17, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 15, 2021 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 11, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jul 16, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 30, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 4, 2021 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jun 1, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 17, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 5, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 18, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 27, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 8, 2020 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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