Debt collection
First Portfolio Servicing debt collection complaints
Consumers have filed 306 complaints about First Portfolio Servicing's debt collection, 104 in the last 12 months (+13%). First Portfolio Servicing answered 100% on time and closed 0% with relief. See the whole First Portfolio Servicing record.
First Portfolio Servicing against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | First Portfolio Servicing | 104 | 100% | 0% |
Latest First Portfolio Servicing debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 20, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 23, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 7, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| May 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 2, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 30, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 24, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 24, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 22, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Apr 21, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Apr 20, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Apr 17, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 9, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 8, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Mar 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 25, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 24, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 21, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 19, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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