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Debt collection

Firstbank Puerto Rico debt collection complaints

Consumers have filed 32 complaints about Firstbank Puerto Rico's debt collection, 4 in the last 12 months. Firstbank Puerto Rico answered 100% on time and closed 0% with relief. See the whole Firstbank Puerto Rico record.

Firstbank Puerto Rico against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Firstbank Puerto Rico4new100%0%32

Every debt collector ranked

Latest Firstbank Puerto Rico debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 19, 2026Debt collectionAttempts to collect debt not owedDebt was paidPRIn progressYes
Jul 14, 2026Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyFLExplainedYes
Apr 8, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Feb 13, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingPRExplainedYes
Jul 2, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursPRExplainedYes
Apr 15, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedPRExplainedYes
Jan 7, 2025Debt collectionAttempts to collect debt not owedDebt was paidPRExplainedYes
Nov 22, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedPRExplainedYes
Sep 22, 2024Debt collectionCommunication tacticsFrequent or repeated callsPRExplainedYes
Sep 4, 2024Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialPRExplainedYes
Apr 30, 2024Debt collectionCommunication tacticsFrequent or repeated callsPRExplainedYes
Apr 11, 2023Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedVAExplainedYes
Feb 9, 2023Debt collectionCommunication tacticsFrequent or repeated callsPRExplainedYes
Aug 16, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursPRExplainedYes
Aug 10, 2021Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedPRExplainedYes
Jan 13, 2021Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Nov 1, 2020Debt collectionCommunication tacticsUsed obscene, profane, or other abusive languagePRExplainedNo
Jan 20, 2020Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedFLExplainedYes
Oct 1, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Aug 12, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debt-ExplainedYes
Jul 13, 2019Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingPRExplainedYes
Mar 31, 2019Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtPRExplainedYes
Nov 16, 2018Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedFLExplainedYes
May 8, 2018Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payMDExplainedYes
Mar 26, 2018Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Jul 10, 2017Debt collectionThreatened to contact someone or share information improperlyContacted you after you asked them to stopPRExplainedYes
Jun 1, 2017Debt collectionWritten notification about debtDidn't receive notice of right to disputePRExplainedYes
Jul 25, 2015Debt collectionTaking/threatening an illegal actionSeized/Attempted to seize propertyPRExplainedYes
May 31, 2015Debt collectionDisclosure verification of debtRight to dispute notice not receivedPRExplainedYes
Feb 5, 2015Debt collectionCommunication tacticsFrequent or repeated callsPRExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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