Debt collection
Flagstar Bank debt collection complaints
Consumers have filed 56 complaints about Flagstar Bank's debt collection. See the whole Flagstar Bank record.
Flagstar Bank against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Flagstar Bank | 0 | - | - |
Latest Flagstar Bank debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 2, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 29, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 12, 2022 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 3, 2022 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 3, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 29, 2022 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 31, 2022 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 7, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 17, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 26, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 21, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 19, 2021 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| Sep 11, 2021 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Sep 7, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 31, 2021 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 20, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 24, 2021 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| May 6, 2021 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Apr 8, 2021 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 2, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 19, 2020 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 2, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 19, 2020 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Jun 11, 2020 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Feb 21, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Feb 5, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 22, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 17, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 3, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 21, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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