Debt collection
FMS Inc debt collection complaints
Consumers have filed 143 complaints about FMS Inc's debt collection, 5 in the last 12 months. FMS Inc answered 100% on time and closed 0% with relief. See the whole FMS Inc record.
FMS Inc against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | FMS Inc | 5 | 100% | 0% |
Latest FMS Inc debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 17, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 16, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Aug 25, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jul 15, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 10, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 8, 2020 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Apr 6, 2020 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Mar 24, 2020 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 12, 2020 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Feb 11, 2020 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 11, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 26, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 22, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 13, 2020 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Nov 6, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 23, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 6, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 5, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 13, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 5, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 31, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 16, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 1, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 7, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jan 18, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 6, 2019 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 13, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 17, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Aug 20, 2018 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 7, 2018 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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