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Credit reporting

Giact Systems credit reporting complaints

Consumers have filed 28 complaints about Giact Systems's credit reporting, 6 in the last 12 months. Giact Systems answered 83.3% on time and closed 0% with relief. See the whole Giact Systems record.

Giact Systems against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Giact Systems6new83.3%0%28

Every credit bureau ranked

Latest Giact Systems credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Oct 29, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseILExplainedYes
Sep 26, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Jul 14, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseLAExplainedNo
Jun 5, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseWIExplainedYes
Dec 3, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Dec 3, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Sep 11, 2025Credit reportingUnable to get your credit report or credit scoreProblem getting your free annual credit reportPAExplainedYes
Aug 24, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Aug 4, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Jul 30, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Jul 28, 2025Credit reportingProblem with fraud alerts or security freezesCAExplainedYes
Feb 13, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMIExplainedYes
Sep 4, 2024Credit reportingProblem with fraud alerts or security freezes-ExplainedYes
Sep 1, 2024Credit reportingUnable to get your credit report or credit scoreOther problem getting your report or credit scoreARExplainedYes
Jul 4, 2024Credit reportingIncorrect information on your reportAccount information incorrectINExplainedYes
Jun 17, 2024Credit reportingIncorrect information on your reportAccount information incorrectINExplainedYes
May 30, 2024Credit reportingUnable to get your credit report or credit scoreOther problem getting your report or credit scoreNJExplainedYes
Apr 23, 2024Credit reportingImproper use of your reportReport provided to employer without your written authorizationCAExplainedYes
Dec 10, 2023Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedYes
Aug 30, 2023Credit reportingIncorrect information on your reportAccount status incorrectNYExplainedYes
Aug 4, 2023Credit reportingImproper use of your reportReporting company used your report improperlyMSExplainedYes
Jun 28, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizePAExplainedYes
Aug 10, 2022Credit reportingUnable to get your credit report or credit scoreOther problem getting your report or credit scorePAExplainedYes
Jun 30, 2021Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Mar 10, 2021Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
May 19, 2020Credit reportingUnable to get your credit report or credit scoreOther problem getting your report or credit scorePAExplainedYes
Mar 2, 2020Credit reportingUnable to get your credit report or credit scoreOther problem getting your report or credit scoreILExplainedYes
Dec 10, 2019Credit reportingIncorrect information on your reportInformation is incorrectPAExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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