Debt collector · complaint record
Gold Star Finance complaints
Filed under Gold Star Finance, Inc.
Consumers have filed 70 complaints about Gold Star Finance since 2014, 9 of them in the last 12 months (-10% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 70
- Last 12 months
- 9
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #763 of 1,963
Since December 2014
-10% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Aug 11, 2026
Most complained-about debt collectors
Gold Star Finance complaints by month
The busiest month was October 2025 (4 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Gold Star Finance answered all time
- Closed with non-monetary relief11.4%
- Closed with explanation6998.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Gold Star Finance complaints are about
Top Gold Star Finance problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 11
Gold Star Finance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Gold Star FinanceDebt collection | - | 9 | - |
Compare side by side: Gold Star Finance vs Green Square · Gold Star Finance vs EMoneyUSA · Gold Star Finance vs Mullooly Jeffrey Rooney & Flynn · Gold Star Finance vs Credit World Services
What people say about Gold Star Finance
All experiencesNo experiences with Gold Star Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Gold Star Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 22, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 2, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 25, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 10, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 19, 2025 | Payday & personal loans | Struggling to pay your loan | Explained |
| Oct 28, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 14, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 10, 2025 | Payday & personal loans | Can't stop withdrawals from your bank account | Explained |
Questions about Gold Star Finance
How many complaints does Gold Star Finance have?
Gold Star Finance has 70 complaints on record since December 2014, including 9 in the last 12 months and 0 in the last 30 days. That makes it number 1,516 of every company by complaints this year.
Does Gold Star Finance respond to complaints?
Yes. Gold Star Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Gold Star Finance?
The most common problems are took or threatened to take negative or legal action (11), struggling to pay your loan (7), communication tactics (11).
Is Gold Star Finance legit?
Gold Star Finance is a real company with a public complaint record: consumers have complained about it 70 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Gold Star Finance legit? for the signals, red flags and how to protect yourself.
Are complaints about Gold Star Finance going up or down?
Roughly level. There were 9 complaints in the last 12 months against 10 in the 12 before (-10%). See every month.
How do I file a complaint against Gold Star Finance?
Complain to Gold Star Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Gold Star Finance complaints come from?
Most come from Texas (68), Arkansas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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