Credit reporting
Guaranteed Rate credit reporting complaints
Consumers have filed 56 complaints about Guaranteed Rate's credit reporting, 5 in the last 12 months. Guaranteed Rate answered 100% on time and closed 0% with relief. See the whole Guaranteed Rate record.
Guaranteed Rate against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Guaranteed Rate | 5 | 100% | 0% |
Latest Guaranteed Rate credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 20, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 14, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Fixed |
| Jul 21, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 12, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 14, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 10, 2021 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 25, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 30, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Mar 26, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 23, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 21, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 17, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 5, 2020 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 28, 2020 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 12, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 18, 2020 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 10, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 30, 2019 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 12, 2019 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 24, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 20, 2019 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| May 29, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 2, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 8, 2017 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Jul 18, 2017 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 25, 2017 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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