Credit reporting
Guaranteed Rate credit reporting complaints
Consumers have filed 56 complaints about Guaranteed Rate's credit reporting, 5 in the last 12 months. Guaranteed Rate answered 100% on time and closed 0% with relief. See the whole Guaranteed Rate record.
Guaranteed Rate against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Guaranteed Rate | 5 | 100% | 0% |
Latest Guaranteed Rate credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 18, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 10, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 7, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 2, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 18, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 7, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 29, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 18, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 20, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 11, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 26, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 17, 2025 | Credit reporting | Problem with a company's investigation into an existing issueWas not notified of investigation status or results | Explained |
| Dec 6, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 11, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 12, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 9, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 22, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 26, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 29, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 11, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 24, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 15, 2023 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 26, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 28, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Mar 7, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 3, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 13, 2022 | Credit reporting | Credit monitoring or identity theft protection servicesReceived unwanted marketing or advertising | Explained |
| Dec 21, 2021 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Fixed |
| Dec 10, 2021 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 28, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemProblem with personal statement of dispute | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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