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Debt collection

Home Point Financial debt collection complaints

Consumers have filed 17 complaints about Home Point Financial's debt collection. See the whole Home Point Financial record.

Home Point Financial against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Home Point Financial0new--17

Every debt collector ranked

Latest Home Point Financial debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Aug 19, 2023Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyFLExplainedYes
May 2, 2022Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payFLExplainedYes
Nov 29, 2021Debt collectionAttempts to collect debt not owedDebt was paidFLExplainedYes
Sep 24, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursVAExplainedYes
Sep 14, 2021Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedVAExplainedYes
Jul 9, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Mar 12, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftGAExplainedYes
Mar 2, 2021Debt collectionFalse statements or representationAttempted to collect wrong amountMSExplainedYes
Dec 16, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtPAExplainedYes
Oct 27, 2020Debt collectionAttempts to collect debt not owedDebt is not yoursNYFixedYes
Jun 5, 2020Debt collectionAttempts to collect debt not owedDebt was paidVAExplainedYes
Jan 5, 2020Debt collectionCommunication tacticsFrequent or repeated callsMDExplainedYes
Mar 15, 2019Debt collectionFalse statements or representationAttempted to collect wrong amountLAExplainedYes
Oct 2, 2018Debt collectionAttempts to collect debt not owedDebt was paidILExplainedYes
May 24, 2018Debt collectionCommunication tacticsFrequent or repeated callsVAExplainedYes
May 16, 2018Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Feb 5, 2018Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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