Debt collection
Independence Capital Recovery debt collection complaints
Consumers have filed 82 complaints about Independence Capital Recovery's debt collection, 26 in the last 12 months (-21%). Independence Capital Recovery answered 88.5% on time and closed 0% with relief. See the whole Independence Capital Recovery record.
Independence Capital Recovery against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Independence Capital Recovery | 26 | 88.5% | 0% |
Latest Independence Capital Recovery debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 14, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 6, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 22, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Sep 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 17, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 12, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Aug 5, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jul 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 13, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 13, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jun 15, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 11, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| May 29, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 28, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 27, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 20, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 18, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 11, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
| Feb 17, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jan 26, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jan 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 14, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Dec 27, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Dec 12, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Dec 2, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 6, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Oct 27, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 8, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Oct 2, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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