Debt collector · complaint record
Independence Capital Recovery complaints
Filed under Independence Capital Recovery, LLC
Consumers have filed 90 complaints about Independence Capital Recovery since 2021, 28 of them in the last 12 months (-22% on the year before). It answered 85.7% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is communication tactics.
Poor response record. How it works
- Complaints on record
- 90
- Last 12 months
- 28
- Answered on time
- 85.7%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #438 of 1,963
Since March 2021
-22% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 7, 2026
Most complained-about debt collectors
Independence Capital Recovery complaints by month
The busiest month was June 2024 (5 complaints). Complaints in the last 12 months are down 22% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Independence Capital Recovery answered last 12 months
- Closed with explanation28100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time0/4585.7% on time
- Relief for customers0/400% closed with relief
- Complaint trend15/15-22% vs last year
What Independence Capital Recovery complaints are about
Top Independence Capital Recovery problems
Inside "Communication tactics"
- Frequent or repeated calls 12
- You told them to stop contacting you, but they keep trying 7
- Used obscene, profane, or other abusive language 1
Where Independence Capital Recovery complaints come from
Most complaints: New Jersey (9), California (8), New York (8), Georgia (6), Texas (6).
Independence Capital Recovery compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Eaton Group AttorneysDebt collection | 35 | 28 | D |
| 2 | Global Trust ManagementDebt collection | 56 | 28 | C |
| 3 | Hauge AssociatesDebt collection | 57 | 28 | C |
| 4 | Merchants' Credit GuideDebt collection | 96 | 28 | A |
| 5 | AMCOL SystemsDebt collection | 15 | 28 | F |
| 6 | Global Solution BizDebt collection | 15 | 28 | F |
| 7 | All State Credit BureauDebt collection | 62 | 28 | C |
| 8 | Independence Capital RecoveryDebt collection | 15 | 28 | F |
Compare side by side: Independence Capital Recovery vs Eaton Group Attorneys · Independence Capital Recovery vs Global Trust Management · Independence Capital Recovery vs Hauge Associates · Independence Capital Recovery vs Merchants' Credit Guide
What people say about Independence Capital Recovery
All experiencesNo experiences with Independence Capital Recovery yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Independence Capital Recovery complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 14, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 6, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 22, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Sep 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 17, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 12, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Aug 5, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jul 27, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 13, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 13, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Jun 15, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about Independence Capital Recovery
How many complaints does Independence Capital Recovery have?
Independence Capital Recovery has 90 complaints on record since March 2021, including 28 in the last 12 months and 1 in the last 30 days. That makes it number 911 of every company by complaints this year.
Does Independence Capital Recovery respond to complaints?
Yes. Independence Capital Recovery answered 85.7% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 15/100 (grade F).
What do people complain about most with Independence Capital Recovery?
The most common problems are communication tactics (20), attempts to collect debt not owed (13), threatened to contact someone or share information improperly (12).
Is Independence Capital Recovery legit?
Independence Capital Recovery is a real company with a public complaint record: consumers have complained about it 90 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Independence Capital Recovery legit? for the signals, red flags and how to protect yourself.
Are complaints about Independence Capital Recovery going up or down?
Down. There were 28 complaints in the last 12 months against 36 in the 12 before (-22%). See every month.
How do I file a complaint against Independence Capital Recovery?
Complain to Independence Capital Recovery in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Independence Capital Recovery complaints come from?
Most come from New Jersey (9), California (8), New York (8). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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