Debt collection
January Technologies debt collection complaints
Consumers have filed 729 complaints about January Technologies's debt collection, 312 in the last 12 months (+27%). January Technologies answered 99% on time and closed 0% with relief. See the whole January Technologies record.
January Technologies against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | January Technologies | 312 | 99% | 0% |
Latest January Technologies debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 10, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Jun 10, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 9, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 7, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Jun 7, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 7, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Jun 6, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 6, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 5, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 5, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 4, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Jun 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 3, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 29, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| May 27, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 27, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| May 27, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 25, 2026 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| May 25, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 25, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 25, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 22, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| May 20, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 20, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| May 16, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 15, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 14, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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