Credit bureau · complaint record
Kikoff complaints
Filed under Kikoff Inc.
Consumers have filed 7,443 complaints about Kikoff since 2020, 3,534 of them in the last 12 months (+47% on the year before). It answered 100% on time and closed 1% with relief for the customer - less often than a typical credit bureau. The most common problem is incorrect information on your report. It is the 13th most complained-about of 566 credit bureaus & report companies this year.
Average response record. How it works
- Complaints on record
- 7,443
- Last 12 months
- 3,534
- Answered on time
- 100%
- Closed with relief
- 1%
- Last 30 days
- 134
- Rank
- #13 of 566
Since December 2020
+47% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Nov 10, 2026
Most complained-about credit bureaus & report companies
Kikoff complaints by month
The busiest month was December 2025 (377 complaints). Complaints in the last 12 months are up 47% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Kikoff answered last 12 months
- Closed with non-monetary relief190.5%
- Closed with explanation3,51599.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400.5% closed with relief
- Complaint trend5/15+47% vs last year
What Kikoff complaints are about
Top Kikoff problems last 12 months
Inside "Incorrect information on your report"
- Account information incorrect 883
- Information belongs to someone else 828
- Account status incorrect 799
- Old information reappears or never goes away 50
- Information is missing that should be on the report 49
- Personal information incorrect 36
Where Kikoff complaints come from
Most complaints: Texas (995), Florida (890), Georgia (742), California (532), New York (385).
Kikoff compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Self FinancialCredit reporting | 49 | 4,913 | D |
| 2 | OneMain FinancialCredit reporting | 57 | 3,861 | C |
| 3 | KikoffCredit reporting | 50 | 3,534 | C |
| 4 | Credit AcceptanceCredit reporting | 55 | 3,335 | C |
| 5 | Exeter FinanceCredit reporting | 53 | 2,894 | C |
| 6 | Toyota Financial ServicesCredit reporting | 54 | 2,301 | C |
| 7 | ID AnalyticsCredit reporting | 63 | 2,295 | C |
| 8 | CoreLogicCredit reporting | 56 | 2,267 | C |
Compare side by side: Kikoff vs Self Financial · Kikoff vs OneMain Financial · Kikoff vs Credit Acceptance · Kikoff vs Exeter Finance
What people say about Kikoff
All experiencesNo experiences with Kikoff yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Kikoff complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 10, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Nov 6, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 6, 2026 | Bank accounts | Problem with a lender or other company charging your accountTransaction was not authorized | Explained |
| Nov 6, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 6, 2026 | Payday & personal loans | Was approved for a loan, but didn't receive the money | Explained |
| Nov 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 6, 2026 | Credit cards | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 5, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Nov 5, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 5, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 5, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Questions about Kikoff
How many complaints does Kikoff have?
Kikoff has 7,443 complaints on record since December 2020, including 3,534 in the last 12 months and 134 in the last 30 days. That makes it number 51 of every company by complaints this year.
Does Kikoff respond to complaints?
Yes. Kikoff answered 100% of its complaints on time (within 15 days) and closed 1% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 50/100 (grade C).
What do people complain about most with Kikoff?
The most common problems are incorrect information on your report (2,662), took or threatened to take negative or legal action (873), attempts to collect debt not owed (782).
Is Kikoff legit?
Kikoff is a real company with a public complaint record: consumers have complained about it 7,443 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Kikoff legit? for the signals, red flags and how to protect yourself.
Are complaints about Kikoff going up or down?
Up. There were 3,534 complaints in the last 12 months against 2,397 in the 12 before (+47%). See every month.
How do I file a complaint against Kikoff?
Complain to Kikoff in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Kikoff complaints come from?
Most come from Texas (995), Florida (890), Georgia (742). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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