Credit reporting
LendingPoint credit reporting complaints
Consumers have filed 292 complaints about LendingPoint's credit reporting, 43 in the last 12 months (-12%). LendingPoint answered 100% on time and closed 43% with relief. See the whole LendingPoint record.
LendingPoint against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | LendingPoint | 43 | 100% | 43% |
Latest LendingPoint credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 12, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 4, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 13, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Nov 11, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 23, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 21, 2024 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Fixed |
| Oct 18, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 4, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 20, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 15, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 11, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Sep 2, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 17, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 16, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 28, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 23, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 15, 2024 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jul 12, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jul 9, 2024 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Jul 8, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 5, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 30, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 28, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 25, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 18, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 11, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 3, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Jun 1, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 15, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| May 7, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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