Credit reporting
LendingPoint credit reporting complaints
Consumers have filed 292 complaints about LendingPoint's credit reporting, 43 in the last 12 months (-12%). LendingPoint answered 100% on time and closed 43% with relief. See the whole LendingPoint record.
LendingPoint against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | LendingPoint | 43 | 100% | 43% |
Latest LendingPoint credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| May 2, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 25, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Apr 20, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 11, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 9, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 27, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 20, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 18, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 25, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 23, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 24, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 22, 2024 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jan 16, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 10, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 8, 2024 | Credit reporting | Improper use of your reportReceived unsolicited financial product or insurance offers after opting out | Explained |
| Jan 1, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 23, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 18, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Money back |
| Dec 10, 2023 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Dec 3, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 26, 2023 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 15, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Nov 10, 2023 | Credit reporting | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Nov 7, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 2, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 27, 2023 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 18, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 13, 2023 | Credit reporting | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Oct 8, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Money back |
| Oct 7, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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