Debt collection
LendingPoint debt collection complaints
Consumers have filed 176 complaints about LendingPoint's debt collection, 47 in the last 12 months (+7%). LendingPoint answered 95.7% on time and closed 52% with relief. See the whole LendingPoint record.
LendingPoint against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | LendingPoint | 47 | 95.7% | 52% |
Latest LendingPoint debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 24, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 15, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 11, 2025 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Aug 2, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 30, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 22, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jul 16, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jul 15, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 7, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 23, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 30, 2025 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| May 28, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 20, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 1, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 25, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 16, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 16, 2025 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Apr 11, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 6, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 4, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 2, 2025 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Mar 30, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Mar 21, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 20, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 18, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 19, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 17, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 5, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Money back |
| Feb 4, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 2, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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