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Credit reporting

LJ Ross Associates credit reporting complaints

Consumers have filed 592 complaints about LJ Ross Associates's credit reporting, 176 in the last 12 months (+5%). LJ Ross Associates answered 99.4% on time and closed 0% with relief. See the whole LJ Ross Associates record.

LJ Ross Associates against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13LJ Ross Associates176+5%99.4%0%592

Every credit bureau ranked

Latest LJ Ross Associates credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Nov 10, 2026Credit reportingIncorrect information on your reportAccount information incorrectCTExplainedYes
Nov 9, 2026Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsILExplainedYes
Nov 6, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMIExplainedYes
Nov 3, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Nov 1, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseNYExplainedYes
Oct 25, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMIExplainedYes
Oct 16, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMOExplainedYes
Oct 13, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elsePAExplainedYes
Oct 7, 2026Credit reportingIncorrect information on your reportAccount information incorrectNJExplainedYes
Oct 6, 2026Credit reportingImproper use of your reportReporting company used your report improperlyMNExplainedYes
Oct 6, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMIExplainedYes
Oct 6, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportPAExplainedYes
Sep 30, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Sep 23, 2026Credit reportingIncorrect information on your reportPersonal information incorrectTXExplainedYes
Sep 23, 2026Credit reportingIncorrect information on your reportAccount information incorrectNJExplainedYes
Sep 22, 2026Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Sep 21, 2026Credit reportingIncorrect information on your reportAccount information incorrectOHExplainedYes
Sep 18, 2026Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Sep 18, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elsePAExplainedYes
Sep 16, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseILExplainedYes
Sep 13, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Sep 9, 2026Credit reportingIncorrect information on your reportAccount information incorrectOHExplainedYes
Sep 7, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseOHExplainedYes
Sep 7, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILExplainedYes
Sep 3, 2026Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Sep 1, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportVAExplainedYes
Sep 1, 2026Credit reportingIncorrect information on your reportAccount status incorrectMDExplainedYes
Aug 27, 2026Credit reportingIncorrect information on your reportOld information reappears or never goes awayVAExplainedYes
Aug 26, 2026Credit reportingIncorrect information on your reportAccount information incorrectILExplainedYes
Aug 24, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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