Debt collector · complaint record
LJ Ross Associates complaints
Consumers have filed 2,833 complaints about LJ Ross Associates since 2013, 932 of them in the last 12 months (+36% on the year before). It answered 99.4% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Weak response record. How it works
- Complaints on record
- 2,833
- Last 12 months
- 932
- Answered on time
- 99.4%
- Closed with relief
- 0%
- Last 30 days
- 60
- Rank
- #53 of 1,963
Since September 2013
+36% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 13, 2026
Most complained-about debt collectors
LJ Ross Associates complaints by month
The busiest month was January 2026 (96 complaints). Complaints in the last 12 months are up 36% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How LJ Ross Associates answered last 12 months
- Closed with explanation932100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time42/4599.4% on time
- Relief for customers0/400% closed with relief
- Complaint trend6/15+36% vs last year
What LJ Ross Associates complaints are about
Top LJ Ross Associates problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 650
- Debt was result of identity theft 308
- Debt was paid 145
- Debt was already discharged in bankruptcy and is no longer owed 15
Where LJ Ross Associates complaints come from
Most complaints: Michigan (461), Illinois (395), Florida (266), Maryland (194), Pennsylvania (156).
LJ Ross Associates compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Rent Recovery SolutionsDebt collection | 7 | 1,006 | F |
| 2 | Absolute ResolutionsDebt collection | 54 | 979 | C |
| 3 | Halsted Financial ServicesDebt collection | 50 | 955 | C |
| 4 | Bounce AIDebt collection | 49 | 953 | D |
| 5 | RentDebt Automated CollectionsDebt collection | 49 | 940 | D |
| 6 | LJ Ross AssociatesDebt collection | 48 | 932 | D |
| 7 | Credit Systems InternationalDebt collection | 52 | 877 | C |
| 8 | TekCollectDebt collection | 55 | 872 | C |
Compare side by side: LJ Ross Associates vs Rent Recovery Solutions · LJ Ross Associates vs Absolute Resolutions · LJ Ross Associates vs Halsted Financial Services · LJ Ross Associates vs Bounce AI
What people say about LJ Ross Associates
All experiencesNo experiences with LJ Ross Associates yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest LJ Ross Associates complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 13, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 12, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 12, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 11, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 10, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 10, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 10, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 9, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
Questions about LJ Ross Associates
How many complaints does LJ Ross Associates have?
LJ Ross Associates has 2,833 complaints on record since September 2013, including 932 in the last 12 months and 60 in the last 30 days. That makes it number 138 of every company by complaints this year.
Does LJ Ross Associates respond to complaints?
Yes. LJ Ross Associates answered 99.4% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 48/100 (grade D).
What do people complain about most with LJ Ross Associates?
The most common problems are attempts to collect debt not owed (1,118), written notification about debt (428), false statements or representation (266).
Is LJ Ross Associates legit?
LJ Ross Associates is a real company with a public complaint record: consumers have complained about it 2,833 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is LJ Ross Associates legit? for the signals, red flags and how to protect yourself.
Are complaints about LJ Ross Associates going up or down?
Up. There were 932 complaints in the last 12 months against 684 in the 12 before (+36%). See every month.
How do I file a complaint against LJ Ross Associates?
Complain to LJ Ross Associates in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most LJ Ross Associates complaints come from?
Most come from Michigan (461), Illinois (395), Florida (266). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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