Debt collection
Loan Science debt collection complaints
Consumers have filed 23 complaints about Loan Science's debt collection, 2 in the last 12 months. Loan Science answered 100% on time and closed 0% with relief. See the whole Loan Science record.
Loan Science against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Loan Science | 2 | 100% | 0% |
Latest Loan Science debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 24, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 7, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 1, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Feb 27, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 20, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 5, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 11, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 19, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 18, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Dec 19, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 29, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 9, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 1, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 9, 2020 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 14, 2019 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Aug 26, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 13, 2017 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 4, 2017 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Feb 17, 2016 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Oct 29, 2015 | Debt collection | False statements or representationIndicated shouldn't respond to lawsuit | Explained |
| Sep 21, 2015 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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