Debt collector · complaint record
Loan Science complaints
Filed under Loan Science, LLC
Consumers have filed 57 complaints about Loan Science since 2015, 3 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 57
- Last 12 months
- 3
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,125 of 1,963
Since August 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: May 6, 2026
Most complained-about debt collectors
Loan Science complaints by month
The busiest month was May 2025 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Loan Science answered all time
- Closed with monetary relief610.5%
- Closed with explanation5189.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Loan Science complaints are about
Top Loan Science problems
Inside "Dealing with your lender or servicer"
- Received bad information about your loan 4
- Don't agree with the fees charged 3
- Problem with customer service 2
- Trouble with how payments are being handled 1
- Need information about your loan balance or loan terms 1
- Keep getting calls about your loan 1
Where Loan Science complaints come from
Most complaints: California (8), Illinois (6), Georgia (6), New Jersey (4), New York (3).
Loan Science compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Loan ScienceDebt collection | - | 3 | - |
Compare side by side: Loan Science vs Green Square · Loan Science vs EMoneyUSA · Loan Science vs Mullooly Jeffrey Rooney & Flynn · Loan Science vs Credit World Services
What people say about Loan Science
All experiencesNo experiences with Loan Science yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Loan Science complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 6, 2026 | Student loans | Dealing with your lender or servicerProblem with customer service | Explained |
| Feb 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 24, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 7, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 1, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| May 1, 2025 | Student loans | Dealing with your lender or servicerDon't agree with the fees charged | Explained |
| Apr 12, 2025 | Student loans | Struggling to repay your loanProblem with your payment plan | Explained |
| Feb 27, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 20, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 28, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 5, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Questions about Loan Science
How many complaints does Loan Science have?
Loan Science has 57 complaints on record since August 2015, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.
Does Loan Science respond to complaints?
Yes. Loan Science answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Loan Science?
The most common problems are attempts to collect debt not owed (10), dealing with your lender or servicer (12), dealing with my lender or servicer (9).
Is Loan Science legit?
Loan Science is a real company with a public complaint record: consumers have complained about it 57 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Loan Science legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Loan Science?
Complain to Loan Science in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Loan Science complaints come from?
Most come from California (8), Illinois (6), Georgia (6). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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