Credit reporting
Merchants Acceptance credit reporting complaints
Consumers have filed 53 complaints about Merchants Acceptance's credit reporting, 17 in the last 12 months. Merchants Acceptance answered 100% on time and closed 12% with relief. See the whole Merchants Acceptance record.
Merchants Acceptance against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Merchants Acceptance | 17 | 100% | 12% |
Latest Merchants Acceptance credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 3, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 6, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 15, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 12, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 20, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 13, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jun 24, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 5, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 2, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 23, 2024 | Credit reporting | Credit monitoring or identity theft protection servicesReceived unwanted marketing or advertising | Explained |
| Oct 6, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 13, 2023 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 12, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 15, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 8, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 19, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 12, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Apr 11, 2021 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Feb 24, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 28, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 23, 2020 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 18, 2019 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 31, 2017 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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